Plan Highlights

• Simple underwriting - group discounted premiums with two liability limit options
  
• Pay by credit card, check, monthly pre-authorized checking (PAC) deductions
  
• Prior acts coverage back to first date of continuous E&O coverage
  
• $500 deductible on Life & Health, Medicare Advantage and Supplemental medical products; $2,500 deductible on Indexed and Fixed Annuities
  
• Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf
  
• Provides coverage for any affiliated corporation, partnership or agency for their liability arising out of the individual insured's professional services

Liability Coverage Options

• OPTION A: Life, Accident, Health, Medicare Advantage & Medicare Supplemental Only; $1,000,000 per claim / $1,000,000 annual
  
  
• OPTION B: Life, Accident, Health, Medicare Advantage & Medicare Supplemental PLUS Indexed & Fixed Annuities ; $1,000,000 per claim / $1,000,000 annual
  
  
• OPTION C: Life, Accident, Health, Medicare Advantage & Medicare Supplemental PLUS Indexed Fixed Annuities, Disability, Mutual Funds & Variable Annuities; $1,000,000 per claim / $1,000,000 annual

---

Plan Pricing

	OPTION A		OPTION B		OPTION C
Effective Date:	Annual	Down Payment	Annual	Down Payment	Annual	Down Payment
*PAC down payment refers to our pre-authorized checking payment option. Your down payment includes one month’s premium, a $30 administrative fee and applicable state taxes. PAC down payments will be processed immediately; monthly deductions as shown above will begin the first business day of the month after enrollment effective date. **Monthly payment options includes a $5.00/month collection fee.
08/01/09	$487.00	$73.08	$587.00	$81.42	$712.00	$91.86
09/01/09	$448.92	$73.08	$540.58	$81.42	$655.17	$91.86
10/01/09	$410.83	$73.08	$494.17	$81.42	$598.33	$91.86
11/01/09	$372.75	$73.08	$447.75	$81.42	$541.50	$91.86
12/01/09	$334.67	$73.08	$401.33	$81.42	$484.67	$91.86
01/01/10	$296.58	$73.08	$354.92	$81.42	$427.83	$91.86
02/01/10	$258.50	$73.08	$308.50	$81.42	$371.00	$91.86
03/01/10	$220.42	$73.08	$262.08	$81.42	$314.17	$91.86
04/01/10	$182.33	$73.08	$215.67	$81.42	$257.33	$91.86
05/01/10	$144.25	$73.08	$169.25	$95.00	$200.50	$91.86
06/01/10	$106.17	$73.08	$122.83	$89.00	$143.67	$91.86
07/01/10	$68.08	$68.08	$76.42	$76.42	$86.83	$86.83
	Monthly PAC $43.09		Monthly PAC $51.42		Monthly PAC $61.84

---

Deductible

Payment Options

• Pay annually by check, money order or credit card (MasterCard, Visa, Discover or AMEX)
  
  
• Pay monthly using Pre-Authorized Checking (PAC) or monthly credit card (MasterCard, Visa, Discover or AMEX).